Does the act increase the marginal cost of lenders?

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Does the act increase the marginal cost of lenders?

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econ class work total need 1.5 pages, plz sign question number of ur answer

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Question 1;Why is it efficient to limit the duration of patents and copyrights, whereas real property rights endure almost forever?

Q2: The Truth-In-Lending Act (1968) requires the uniform disclosure of the interest rate to borrowers in a readily intelligible form. Assume that before the Act, there was uncertainty about the true level of interest rates among borrowers, but after the act the uncertainty was reduced. What effect on the amount of borrowing would you predict from the passage of the Act? Would there be disproportionate effects on the rich and the poor? Why? Does the act increase the marginal cost of lenders? Does it reduce the profits of lenders?

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