determine the amount of an investment if $96,000is invested at an interest rate of5.2% compounded daily for 3 years

determine the amount of an investment if $96,000is invested at an interest rate of5.2% compounded daily for 3 years
 

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8 page Ethics Research Paper

You will use your readings and research articles to address the hot topic of ethics within groups in an 8–10-page rough draft research paper. In addition, you will need to address the ethical issues unique to group therapy and how these issues compare to those from individual counseling. Discuss why a therapist would choose group therapy over individual counseling or vice versa. You must use a minimum of 10 empirical articles to support your readings. Feedback will be provided by the instructor regarding current APA style, grammar, and content.

 

For references: Corey, G., Corey, M. S., & Callanan, P. (2011). Issues and ethics in the helping professions(8th ed.).Belmont, CA

Brooks/Cole Forsyth, D. R. (2010). Group dynamics (5th ed.). Belmont, CA: Wadsworth, Cengage Learning

Jacobs, E. E., Masson, R. L., Harvill, R. L., & Schimmel, C. J. (2012). Group counseling: Strategies and skills. Belmont, CA: Brooks/Cole

Along with any 10 articles on the attached reference sheet.

 

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How might the Constitution be structured if there had been more Anti-Federalists and less Federalists at the convention? Think about…

How might the Constitution be structured if there had been more Anti-Federalists and less Federalists at the convention? Think about the Federalist Papers and what they argued for. What if these pleas had not been made? Draw on the notions of separation of powers, checks and balances, and federalism in your answer.
 

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Cash Flow statement

The Genesis operations management team is now preparing to implement the operating expansion plan. Previously the firm’s cash position did not pose a challenge. However, the planned foreign expansion requires Genesis to have a reliable source of funds for both short-term and long-term needs.

One of Genesis’s potential lenders tells the team that in order to be considered as a viable customer, Genesis must prepare and submit a monthly cash budget for the current year and a quarterly budget for the subsequent year. The lender will review the cash budget and determine whether or not Genesis can meet the loan repayment terms. Genesis’s ability to repay the loan depends not only on sales and expenses but also on how quickly the company can collect payment from customers and how well it manages its supplier terms and other operating expenses. The Genesis team members agreed that being fully prepared with factual data would allow them to maximize their position as well as negotiate favorable financing terms.

The Genesis management team held a brainstorming session to chart a plan of action, which is detailed here.

  • Evaluate historical data and prepare assumptions that will drive the planning process.
  • Produce a detailed cash budget that summarizes cash inflow, outflow, and financing needs.
  • Identify and compare interest rates, both short-term and long-term, using debt and equity.
  • Analyze the financing mix (short/long) and the cost associated with the recommendation.

Since this expansion is critical to Genesis Corporation expanding into new overseas markets, the operations management team has been asked to prepare an executive summary with supporting details for Genesis’s senior executives.

Working over a weekend, the management team developed realistic assumptions to construct a working capital budget.

  1. Sales: The marketing expert and the newly created customer service personnel developed sales projections based on historical data and forecast research.
  2. Other cash receipt: Rental income $15,000 per month.
  3. Production material: The production manager forecasted material cost based on cost quotes from reliable vendors, the average of which is 50 percent of sales.
  4. Other production cost: Based on historical cost data, this cost on an average is 30 percent of the material cost and occurs in the month after material purchase.
  5. Selling and marketing expense: Five percent of sales
  6. General and administrative expense: Twenty percent of sales
  7. Interest payments: Payable in December – $75, 000
  8. Tax payments: Quarterly due 15th of April, July, October, and January – $15,000
  9. Minimum cash balance desired: – $ 25,000 per month
  10. Cash balance start of month (December):$15,000
  11. Available short-term annual interest rate is 8 percent, long-term debt rate is 9 percent, and long-term equity is 10 percent. All funds would be available the first month when the firm encounters a deficit.
  12. Dividend payment: None

Based on this information, do the following:

  • Using the Cash Budget spreadsheet, calculate detailed company cash budgets for the forthcoming and subsequent years. Summarize the sources and uses of cash, and identify the external financing needs for both the forthcoming and subsequent years.

NOTE: The Excel Spreadsheet Breakdown
10% immediately (no delay); month 1 – 25% and that is within 30 days; month 2 – 35% and that is within 60 days and month 3 – 30% which is within the 90 day mark (barely but it works) which add up to 100% within 90 days. Does that make sense to all of you? Shane – I think you just got confused on your timing and percentages but in doing so, you helped your classmates by being brave enough to ask. 

 

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how do you do this problem: Daniel purchased a 1 year CD, c, from a bank. he bought it at…

how do you do this problem: Daniel purchased a 1 year CD, c, from a bank. he bought it at an annual interest rate of 7%. after 1 year, Daniel cashes in the the CD. write an equation that would determine what the total amount it is worth.
 

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HRM DISCUSSIONS

DISCUSSION 1

 

 “A Creative or Rational Process” Please respond to the following:

 

 Chapter 1 of the Palmer textbook presents change management as both a creative and rational process. Present an argument, supported by the content in the textbook, as to whether you believe change management is more of a creative process, a rational process, or equal parts creative and rational. From your experience, provide at least one example based on your position concerning the argument.

 

 Provide at least two examples of how the change process is both a creative and rational process using the change stories presented in Chapter 1 of the Palmer textbook. Then, discuss a managerial implication or consideration for each position.

 

DISCUSSION 2

 

“Why Change Fails” Please respond to the following:

 

 Week 1 eActivity

 

 Use the Internet to research how at least two organizations failed to manage change appropriately. Be prepared to discuss.

 

 From the e-Activity, summarize the changes that the organizations were attempting to make, as well as the motivations behind those changes. Identify one thing that could have been done differently to improve the outcome and discuss how this action would have led to an improved state.

 

 From the sources of change failure outlined in Chapter 1 of the textbook, identify the most significant error that was made by each organization identified in the first part of this discussion. Justify your answer.

 

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Assuming that a company has $365 million in annual sales, and a gross margin of 20%, how much investment will…

Assuming that a company has $365 million in annual sales, and a gross margin of 20%, how much investment will each additional day of sales in accounts receivable require?
 

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Write an equation in slope intercept form that describes the line with a slope of 1/5 and a y intercept…

Write an equation in slope intercept form that describes the line with a slope of 1/5 and a y intercept of (0, 10)
 

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why would the republican party not be allowed on ballots south of the mason dixon line

why would the republican party not be allowed on ballots south of the mason dixon line
 

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