General Insurance Assignment

Please remember that you must do your own work. Any plagiarism will result in a grade of zero for all students involved. Please use your own words even if you are using the textbook for answers. Always provide a citation when a reference is used.

 

1.     Provide a complete definition of Insurance and briefly discuss the essential elements of the definition.

 

2.     The Law of Large Numbers is used in the development of insurance rates. Explain how this statistical tool is important to the success of insurance.

 

3.     Briefly define and discuss risk as it relates to insurance. Provide an example of how insurance reduces risk.

 

4.     Provide an example of the following terms:

a.     Physical Hazard

b.     Moral Hazard

c.     Morale Hazard

 

5.     How does enterprise risk management differ from traditional risk management?

 

6.     Identify an appropriate risk management technique, or combination of techniques, that would be appropriate for dealing with the following risk exposures.

a.     A student may not be able to finish school as his financial aid is discontinued.

b.     A family head may die prematurely because of a heart attack.

c.     An individual’s home may be totally destroyed in a hurricane.

d.     A new car may be severely damaged in an auto accident.

e.     A negligent motorist may be ordered to pay a substantial liability judgment to someone who is injured in an auto accident.

 

7.     List and briefly describe the six characteristics of an ideally insurable risk:

a.      

b.      

c.      

d.      

e.      

f.       

 

8.     Explain the concept of adverse selection as it relates to insurance. Provide an example of adverse selection.

 

9.     Explain the two major differences between insurance and gambling.

 

10.  How have you practiced risk management today? Be specific.

 

 

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what is the number of times an object vibrates in a given time

what is the number of times an object vibrates in a given time
 

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a ___ economic system is one in which the production of goods is based on customs and habits

a ___ economic system is one in which the production of goods is based on customs and habits
 

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Portfolio Project

In developing the Portfolio Project for this course, you have an opportunity to synthesize and apply the concepts, principles, and theories studied here in a practical scenario. You will be writing a white paper in response to the following hypothetical situation.

Scenario:

You work in strategy planning for an organization. You’ve been in the organization in a variety of roles for five years. More recently, the senior leadership team determined that your organization needed a more effective strategy planning process, and you’ve gladly stepped into a role to help determine what the improved process or activities might be.

You’ve been asked by your manager to put together a white paper to help the executive team better understand the concepts and principles of a well-designed strategy process. Further, the white paper is to include a set of examples of strategy planning activities specific to your organization. The concepts and examples will be used as the basis for discussion in an upcoming executive team retreat.

Use the template to help guide the formatting of your white paper. Your well-written Portfolio Project should include the following elements and meet the following requirements:

  1. Your white paper should be no longer than three pages (in addition to a title page, reference page, and appendixes).Lengthier papers will be subject to a loss of points, so work to include substantive content presented in a concise and clear way.
  2. Identify the industry in which you are working, the organization type, and the general size of your hypothetical organization. Include the parameters of your choice in an Appendix A of the white paper.

Industry – You choose
Organization type: Choose one of the following:

  • Closely held for-profit, publicly traded for-profit, not-for-profit, public sector

Organization size or reach

  • Small, medium, large (as you will define by revenue, employee size, geographic reach, or some other measure)

Other parameters of your choosing

  1. Present the strategy concepts, theories, and principles that you believe are important for the senior executive leadership team to understand. If there are contradicting opinions from strategy experts, you may want to present both sides in an objective discussion. Be sure to tailor the concepts, theories, and principles to your organization’s parameters. Remember that your audience is a team of senior executives. Citations should be used heavily in this section.
  2. Present seven examples of strategy planning activities designed specifically for your hypothetical organization. Present one sample activity directly related to each Module 1 through 12 of MGT510 (see breakdown of modules in Appendix B). 

    Example: In MGT510, the focus of Modules 2 and 3 is on Industry Analysis and Strategy. One example of an activity that would be relevant to content from those modules is a Demand and Competition Analysis.Your strategy planning activities should be presented in the Portfolio Project in the following way:

    • Within the white paper, include a clear and understandable title for each of your seven example activities, along with a brief overview description of 1 or 2 sentences for each with appropriate references.
    • In Appendix B, include the titles of the example activities, with more complete descriptions for each. The benefits and value of each activity specific to your organization parameters are required and this should be 1-2 paragraphs with appropriate references for each.
  3. At least one original table or figure is required within the white paper; more tables and figures are acceptable. (Inserting tables and figures from published sources is not considered original work.) Be sure to format table and figure titles and notes according to APA standards.
  4. In addition to your textbooks, a minimum of eight additional credible sources is required.
  5. You should use all your credible sources and don’t forgot the in-text citation
Please, let me know the organization you select before you start.
 

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i have a geography newspaper assignment due tomorrow, i have a huge family dinner that i cant miss!! i don’t…

i have a geography newspaper assignment due tomorrow, i have a huge family dinner that i cant miss!! i don’t have any time to do it. i cant ask for an extension because i already had one, i got sick. I’m im grade 9. i have no idea what to do because my health condition does not allow me to stay up all night or drink coffee or red bull. i get horrible panic attacks! I have to take 3 articles and make a advertisement from one, a letter to the editor and a news article from the others. so one article for each thing. These are the articles: http://www.ipolitics.ca/2013/04/11/canada-pledges-5m-to-g8-efforts-targeting-sexual-violence-in-conflict-zones/ http://news.nationalpost.com/2013/03/21/canada-cuts-foreign-aid-to-china-as-part-ofbid-to-slash-377-million-in-international-assistance-spending/ http://www.cbc.ca/news/canada/story/2013/03/27/f-cida-dfait-merger.html then i have to write a three paragraph opinion piece on Canada’s role on the world stage, answering these questions: a) what are the Canadian-American relations like, and is it in our best interest to remain closely tied to the USA? b) What is canada’s reputation on the world stage? Do we have a positive or negative image? Why? I have no idea what to do! please help!!
 

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The characters of Dracula and The Metamorphosis are faced with unexplainable monsters but respond very differently.  Compare and contrast Van…

The characters of Dracula and The Metamorphosis are faced with unexplainable monsters but respond very differently.  Compare and contrast Van Helsing to Gregor’s father to explore what the authors haver to say about the value of community.

 

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Who can do this? (2500 words) it has to be sent back to me by tomorrow (meaning in 18 hours) no plagiarism please

Assignment SHORT PAPER , DUE: 20 FEBRUARY

1/ Choose two articles from the following list of journals; these articles must bear on one or more philosopher/thinker including (J. Locke, Two Treatise of Government, especially the Second Treatise “Concerning the True Original Extent and End of Civil Government.) ((D. Hume, A Treatise of Human Nature)) ((( A. Smith, The Theory of Moral Sentiments ))) ((((Montesquieu, Sprint of Laws,)))) (((((F.A. Hayek, The Constitution of Liberty)))))     and/or on a theme or question directly relevant to liberalism.

Here (in no particular order) is a list of suggested journals–other academic, peer-reviewed journals in the general area of politicalphilosophy) are acceptable too:

Journal of Political

Philosophy Review of politics

Polity

Political Theory

History of Political Thought

European Journal of Political Theory

Political Studies

Journal of Politics

American Political Science Review

Canadian Journal of Political Science

British Journal of Political Science

American Journal of Political Science

Journal of Political Ideologies 1

 

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Marketing Unit I

Unit I Research Project Marketing Plan In application of the concepts learned in this course, you will research an EXISTING publicly traded company compiling a comprehensive marketing plan for this company throughout the course. Note that this is NOT a hypothetical entrepreneurial venture but instead an existing publicly traded company, of your choice. Utilizing the CSU Online Library, you will research the various elements of the marketing plan as it relates to this company. In Unit I you will provide a Company Overview and a PEST Analysis. Company Overview This section will provide the reader with a general understanding of the company and product/service offered by the company creating the value proposition for the customer. You might include general information about the company and industry and product/service. Additional general information might include the size of company, location, NAISC code, mission/vision/objectives, or any other general information about the company. PEST Analysis The purpose of this section of the marketing plan is to describe how changes in the business environment will affect the company. This will be achieved by the use of the PEST Analysis, which attempts to review how changes in the political/legal environment will affect your company, how changes in the economic environment will affect the company, how changes in the socio-cultural environment will affect your company, and finally, how changes (advancements) in technology will affect your company. Your submission should be a minimum of two pages in length, double-spaced with a reference page and title page. References should include at least one additional, credible reference beyond the textbook. All sources used must be referenced; paraphrased and quoted material must have accompanying citations and cited per APA guidelines. Include the use of subheadings (this week consider using Company Overview and PEST Analysis). To determine the company you would like to research you may want to do a general search for “existing publicly traded company” or “publicly traded company list”. If you have questions about what a publicly traded company is or if the company you have chosen will work for this assignment please reach out to your professor. If you need assistance with utilizing the CSU Online Library, please reach out to the CSU Online Library and a Librarian will assist you.

Book Reference:Perreault, W., Jr., Cannon, J., & McCarthy, J. (2015). Essentials of marketing: A marketing strategy planning approach (14th ed.). New York, NY: McGraw-Hill.

 

Just a reminder Dr. Johnson will check the reference

 

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Assignment 1: LASA 2: Supply and Demand in a Global Market

Assignment 1: LASA 2: Supply and Demand in a Global Market

Answer the following questions using examples and applications from the readings.  Justify your answers using economic concepts and ideas as they apply. Each response should be between 100-200 words.

Questions:

  1. The demand for labor is said to be a “derived” demand.  What is the meaning of a derived demand? How does this concept help to determine the demand for labor? 
  2. What are some of the factors that determine the supply of labor in a market? What significant factors have changed the supply of labor over the last twenty years? 
  3.  How does a firm determine its prices and the quantity of labor required in the resource market during a specific period?  
  4.  Why do income inequalities exist?  How are income inequalities measured? How have income inequalities changed from 1980 to the present? 
  5. What is the role of the U.S. government, in terms of dealing with the problem of income inequalities?  What are the arguments, for and against, government involvement in this area? 
  6. Why do nations trade?  What is meant by the concept of “Comparative Advantage”?  Could a nation be better off economically, if it practiced an isolation policy? 
  7. The United States has had a significant trade imbalance for several years.  What are the problems associated with having a negative trade balance?  What can be done to correct the imbalance? 
  8. How are exchange rates determined?  What is the significance of currency devaluations to the home country?  To other countries? 

Collate your answers in an MS Word document and save it using the filename LastnameFirstInitial_M53A1. Submit it to the M5: Assignment 1 Dropbox by Monday, July 6, 2015.

Remember, quotations, paraphrases, and ideas you get from books, articles, or other sources of information should be cited using APA style. Help with citing sources can be found through the Academic Resources page under Course Home.

Assignment 1 Grading Criteria 
Maximum Points

Explained the meaning of a derived demand.  (8 points)

Explained how the concept of derived demand helps to determine the demand for labor. (24 points)

32

Identified factors that determine the supply of labor in a market.  (12 points)

Researched and explained which significant factors have changed the supply of labor over the last twenty years. (20 points)

32

Explained how a firm determines its prices in the resource market during a specific period. (16 points)

Explained how a firm determines the quantity of labor required in the resource market during a specific period. (16 points)

32
Explained why income inequalities exist. (8 points)

Explained how income inequalities are measured. (8 points)

Researched and described how income inequalities have changed from 1980 to the present.(16 points) 

32
Explained the role of the U.S. government in terms of dealing with the problems of income inequalities. (8 points)

Discussed the arguments for and against government involvement in dealing with problems of income inequalities. (24 points) 

32

Explained the reasons why nations trade. (4 points)

Explained the meaning of the concept of “comparative advantage.” (8 points)

Discussed whether or not a nation would be better off economically if it practiced an isolation policy. (20 points)

32

Identified the problems associated with the United States having a significant trade imbalance for several years. (16 points)

Explained what could be done to correct the trade imbalance. (16 points) 

32

Explained how exchange rates are determined. (8 points)

Explained the significance of currency devaluations to the home country.
(12 points)

Explained the significance of currency devaluations to other countries trading with the home country. (12 points)

32

Standard presentation components (15%)

Style (8 points): Tone, audience, and word choice

Usage and Mechanics (16 points): Grammar, spelling, and sentence structure

APA Elements (20 points): In text citations and references, paraphrasing, and appropriate use of quotations and other elements of style

44
Total:
300

 

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